Payday 3 has taken the thrilling heist action to the next level with multiple progression systems and two primary currencies, Cash and C-Stacks. While Cash lets you purchase various weapons and cosmetics, C-Stacks unlock the game’s top-tier weapons, cosmetics, and even weapon slots. Here’s how you can effectively farm both.
1. Complete Tougher Heists at Higher Difficulties
- For better payouts, go for heists at higher difficulty levels. Heists appearing later in the story typically have higher payouts.
- Try out heists like “Gold and Sharke” and “Under the Surphaze” on the Overkill difficulty to earn upwards of $1.3 million.
- Assemble a competent crew for higher chances of success.
2. Speedrun Shorter Heists for Quick Cash
- Dirty Ice: Optimal for players who prefer stealth. Even when soloing on Normal difficulty, you can finish this in under three minutes and earn a good amount just by grabbing the required bags.
- Road Rage: Suited for players who prefer confrontations. You can get $200,000 to $500,000 on Normal in about ten minutes, with further optimizations possible.
1. Exchange Cash for C-Stacks
- Visit Setaggi from the main menu to trade Cash for C-Stacks.
- Choose between single, five-pack, or ten-pack options, but be wary that prices rise as you opt for larger packs.
- Note: These exchanges have a weekly limit, and their costs reset post the timer.
2. Complete Career Challenges
- C-Stacks can also be earned by finishing Career Challenges. However, these are tied to your Infamy Level.
- To up your Infamy Level and gain C-Stacks, complete Challenges that bestow Infamy Points.
- Think of this method as a supplementary way to earn C-Stacks while progressing in the game.