Payday 3 Guide: Farming Cash and Earning C-Stacks

Payday 3 has taken the thrilling heist action to the next level with multiple progression systems and two primary currencies, Cash and C-Stacks. While Cash lets you purchase various weapons and cosmetics, C-Stacks unlock the game’s top-tier weapons, cosmetics, and even weapon slots. Here’s how you can effectively farm both.

Farming Cash

1. Complete Tougher Heists at Higher Difficulties

  • For better payouts, go for heists at higher difficulty levels. Heists appearing later in the story typically have higher payouts.
  • Try out heists like “Gold and Sharke” and “Under the Surphaze” on the Overkill difficulty to earn upwards of $1.3 million.
  • Assemble a competent crew for higher chances of success.

2. Speedrun Shorter Heists for Quick Cash

  • Dirty Ice: Optimal for players who prefer stealth. Even when soloing on Normal difficulty, you can finish this in under three minutes and earn a good amount just by grabbing the required bags.
  • Road Rage: Suited for players who prefer confrontations. You can get $200,000 to $500,000 on Normal in about ten minutes, with further optimizations possible.

Earning C-Stacks

1. Exchange Cash for C-Stacks

  • Visit Setaggi from the main menu to trade Cash for C-Stacks.
  • Choose between single, five-pack, or ten-pack options, but be wary that prices rise as you opt for larger packs.
  • Note: These exchanges have a weekly limit, and their costs reset post the timer.

2. Complete Career Challenges

  • C-Stacks can also be earned by finishing Career Challenges. However, these are tied to your Infamy Level.
  • To up your Infamy Level and gain C-Stacks, complete Challenges that bestow Infamy Points.
  • Think of this method as a supplementary way to earn C-Stacks while progressing in the game.
If you are a video game developer and you have a submission to make, you can mail us at

Jed Whitaker

Jed Whitaker began his digital odyssey at the age of ten. This passion not only led him to master countless titles but also to craft meticulous game guides, which quickly became indispensable resources for gamers worldwide. Marrying technical insight with personal anecdotes, Jed's contributions transcend mere gameplay, spotlighting the art, emotion, and profound stories woven within the fabric of the gaming universe.

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button